Parent PLUS loan Criteria:

If you also want to apply for Parent PLUS loan, then you have to fulfill some of its mandatory criteria.

The parents of the dependent undergraduate student applying for the loan should be his/her biological or adoptive parents.

A step-parent is also eligible, as long as he or she is currently married to the student's legal or biological parent.

A legal guardian, a grandparent, or other family member cannot request this Federal Parent PLUS loan.

For Parent PLUS loan, the legal guardian has to be in the U.S. Must be agreed to by the Department of Education and pass a credit check.

Let us tell you that the applicant for the Parent PLUS loan must be a US citizen or an eligible non-citizen.

To complete the Parent PLUS loan confirmation process, you will need to submit a signed letter and document of your citizenship.

If you are not a U.S. Citizen or Eligible Non-Citizen, you are not eligible to apply for the Parent PLUS loan. 

If a parent is in default on a federal loan, it must submit all documentation of its default status.